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A studio penthouse within Florianópolis' first cost-price biophilic development—where architectural distinction meets strategic value engineering in the ascending Santa Mônica corridor.
This 29.5 m² studio penthouse represents a disciplined approach to urban investment: no developer markup, pure construction cost passed through an SPE structure. The unit occupies the sixth floor of Santa 4, a mixed-use tower scheduled for delivery in the second half of 2029, designed by Mantovani Rita Arquitetura with a biophilic ethos—living walls, natural ventilation, and materiality that privileges wellness over ostentation.
The residence itself is efficient: one bedroom, one bathroom, central air conditioning, and access to a curated amenity floor featuring dual spas, a party lounge with barbecue facilities, coworking space, Zen garden, and dedicated pet area. The building includes an elevator and swimming pool, with commercial tenancies anchoring the ground floor—a subtle hedge against vacancy risk and a catalyst for foot traffic.
VIVA 4 Empreendimentos, the developer, brings 19 years and 328 delivered units to the table. The payment structure is investor-friendly: modest down payment, five entry installments through November 2025, then 40 monthly construction-phase payments and six semi-annual tranches through 2028. Optional automation packages and tailored finishes allow calibration to rental market demands.
Santa Mônica sits moments from Beira-Mar Norte, Florianópolis’ waterfront artery, and adjacent to established retail infrastructure including Angeloni supermarket. The neighborhood is transitioning from residential enclave to mixed-use node—precisely the inflection point where cost-conscious investors capture value before institutional capital arrives. The commercial ground floor diversifies income potential: dual revenue streams from residential and retail tenancies within a single asset.
At R$ 310,645, this unit falls below the R$ 1 million Golden Visa threshold, positioning it as a pure yield play rather than a residency pathway. Short-term rental optimization is viable given proximity to urban amenities and the 2029 delivery timeline, which allows pre-marketing to coincide with Florianópolis’ continued ascent as a technology and remote-work hub. This is not legacy real estate—it is a calculated entry into a market still offering asymmetric upside.
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